Use your self-managed super fund to invest in property. Expert guidance through Limited Recourse Borrowing Arrangements (LRBA) to grow your retirement wealth through property.
SMSF lending allows you to leverage your superannuation to purchase investment property, combining the tax advantages of super with the wealth-building power of property investment.
At Brilliant Finance Group, we specialize in SMSF property lending and understand the complex requirements of Limited Recourse Borrowing Arrangements. We work with SMSF-friendly lenders and can guide you through the entire process, from initial strategy to settlement.
Access to specialist SMSF lenders with competitive rates
Expert guidance on LRBA compliance requirements
Coordination with your SMSF accountant and solicitor
Bare trust and property structuring assistance
15% concessional tax rate on rental income within super
Build wealth for retirement through property appreciation
Super assets protected from personal creditors
Experienced in complex SMSF lending requirements
SMSF property investment is complex and requires specialist advice. You should consult with your SMSF accountant, financial planner, and solicitor before proceeding. We provide mortgage broking services only and do not provide financial or tax advice. SMSF lending may not be suitable for everyone.
SMSF lending works best for trustees with specific circumstances
You have an existing SMSF with a balance of $200,000+ and regular contributions. You understand your fund's investment strategy and have professional advisors in place.
You have 10+ years until retirement and can take a long-term view on property investment. SMSF property is a buy-and-hold strategy that works best with time.
You want to diversify your super beyond shares and managed funds. Adding property can provide stable income and capital growth within your retirement portfolio.
A structured approach to securing SMSF property finance
We review your SMSF structure, fund balance, and investment strategy to assess lending eligibility and options.
We work with your SMSF accountant and solicitor to ensure all compliance requirements are met before proceeding.
We compare SMSF-specialist lenders to find the best rates and terms for your fund's circumstances.
We coordinate the complex settlement process including bare trust setup and LRBA documentation.
Key requirements for SMSF property lending
Use our calculators to explore your SMSF borrowing options
Book a free consultation to discuss whether SMSF property lending could be right for your retirement strategy.