Calculate what you can comfortably afford to borrow while maintaining your lifestyle and financial goals
Groceries, utilities, transport, insurance, etc.
Moderate: Balanced approach to homeownership
Enter your financial details to see what you can comfortably afford for your home purchase.
Interest rates can rise. Make sure you can afford repayments at 2-3% higher than the current rate.
Budget for council rates, insurance, maintenance, and strata fees (for apartments) on top of your mortgage.
Maintain 3-6 months of expenses in savings for job loss, repairs, or unexpected costs.
Leave room in your budget for hobbies, holidays, and enjoying life - don't become house poor!
Book a free consultation to discuss your budget, explore loan options, and find a solution that fits your lifestyle.