Could you be paying less? Refinancing could save you thousands per year. Lower rates, better features, and cash out for investments or renovations.
Save thousands annually
Cash out for investing
Offset, redraw, flexibility
Simplify repayments
Interest rates change, lenders compete, and your financial situation evolves. If you haven't reviewed your home loan in the past 12-24 months, you're likely paying more than you need to.
Refinancing isn't just about getting a lower rate—it's an opportunity to restructure your debt, access equity for investment, consolidate other loans, or switch to a loan with better features that suit your current needs.
Loan Amount: $600,000
Current Rate: 6.5% (old rate)
New Rate: 5.99% (competitive rate)
Annual Savings: ~$3,000+
Free refinancing assessment—no obligation
Compare 40+ lenders to find your best option
We handle the paperwork and process for you
Typically settles within 4-6 weeks
Average annual savings for clients who refinance
Typical refinancing timeline from application to settlement
There are many good reasons to refinance your home loan
Even a 0.25% reduction can save thousands over the life of your loan. Rates have become more competitive—you might be missing out.
Unlock equity for investment properties, renovations, or other purchases. Your home's value may have increased significantly.
Roll high-interest credit cards, car loans, or personal loans into your mortgage at a much lower rate.
Add offset accounts, redraw facilities, or switch to more flexible loan products that weren't available when you first borrowed.
Switch from principal & interest to interest-only (for investors), or from variable to fixed to lock in certainty.
Fix poor loan structures that are costing you in tax or limiting your borrowing capacity for future investments.
Simple, transparent, and handled by experts
We review your current loan and financial situation to identify potential savings and opportunities.
We compare 40+ lenders to find the best rate and features for your needs, with no obligation.
We prepare and submit your application, handle all lender queries, and manage the approval process.
Your new loan settles, old loan is paid out, and you start saving. We ensure a smooth transition.
Not sure if it's worth it? Book a free assessment and we'll calculate your potential savings, factor in all costs, and give you an honest recommendation.
Estimate your potential savings
Get a free refinancing assessment with no obligation. We'll show you exactly how much you could save and whether refinancing makes sense for you.