$450M+ Settled | 600+ Transactions | 10+ Years Experience

Strategic Finance for Serious Investors

Helping Australians build wealth through expertly structured property finance

Jack Chen - Principal Mortgage Broker

Jack Chen

Director & Principal Mortgage Broker

The Numbers Speak

Over the past decade, I've settled $450 million+ in loans across more than 600 transactions. At my previous brokerage, I was the top-performing mortgage adviser, settling $350 million in just five years. These results come from one thing: solving complex problems that others can't — or won't.

I founded Brilliant Finance Group to do things differently. Rather than chasing volume, I intentionally limit my client base to ensure every client receives the strategic attention their financial future deserves. This isn't a transaction — it's a partnership.

Why I Do This

I grew up watching my parents — both working blue-collar jobs — build a portfolio of 7 properties over 10 years. Some performed well. Others didn't. That experience taught me something crucial: the right guidance at the right time changes everything.

Too many Australians make property decisions without understanding the financing strategies that can accelerate their wealth — or the mistakes that can set them back years. I'm here to bridge that gap.

How I Work

I take a structured, strategic approach to every client relationship. Before recommending any loan product, I map out your complete financial picture — where you are today, where you want to be, and the exact steps to get there.

I deliberately maintain a focused client base of around 200-300 clients. This means I have the capacity to review your situation annually, proactively identify refinancing opportunities, and ensure your loan structure evolves as your portfolio grows.

Working Across Time Zones

I'm currently based in South Korea with my wife and four children. This means I work flexibly across time zones — often available for calls during your evenings when other brokers have clocked off. All meetings are conducted via video call, and my Australian clients receive the same responsive service they'd expect from a local broker.

For expats and international investors looking to purchase Australian property, my overseas location is an advantage — I understand the unique challenges of managing finances across borders.

Qualifications

  • ✓ Diploma in Finance & Mortgage Broking
  • ✓ FBAA Member
  • ✓ Authorised Credit Representative

Specialty Areas

  • ✓ Residential Lending
  • ✓ Investment Portfolio Building
  • ✓ Trust Lending
  • ✓ SMSF Lending
  • ✓ Loan Structuring

Track Record

  • ✓ $450M+ Loans Settled
  • ✓ 600+ Transactions
  • ✓ 300+ Happy Clients
  • ✓ 10+ Years Experience

Client Results

Real outcomes from clients who trusted us with their property finance

"When I was looking to secure an investment loan, Jack's expertise made the entire process seamless. He took the time to understand my financial situation thoroughly, including my existing residential loan and other liabilities. He then meticulously walked me through various rate configurations, explaining how each option would impact my overall costs. His responsiveness and attention to detail gave me confidence during what can often be a stressful endeavour."

— Kevin S.

Investment Loan, June 2024

"Jack did an incredible job for us (for the second time) in a very challenging situation. I'm self-employed in a business that's been doing well, but almost no lenders will touch you with less than 18 months history in business. I didn't yet have my personal or company tax returns, yet Jack worked tirelessly to find a solution. I couldn't recommend anyone more highly."

— Mark R.

Self-Employed Borrower, November 2024

Top Lenders We Work With

In the past 3 months, the top 6 lenders our clients have been placed with:

Westpac
ANZ
Bankwest
Macquarie Bank
Commonwealth Bank
Suncorp

This list represents our most recent placements. Your case will be assessed independently to find the best lender for your unique situation.

Ready to Work Together?

Book a free 30-minute consultation and discover how I can help you achieve your property investment goals.