Our Specialty Service

Investment Property Lending

Build your wealth through strategic property investment. Expert loan structuring and competitive rates to help you grow your portfolio with confidence.

Strategic Investment Lending

Investment property lending isn't just about getting a loan—it's about building a comprehensive strategy that accelerates your wealth creation journey.

At Brilliant Finance Group, we specialize in helping investors structure their loans to maximize tax benefits, preserve equity, and maintain maximum flexibility for future growth. Whether you're buying your second property or your tenth, we'll ensure your finance is working as hard as you are.

Access to 40+ lenders with competitive investor rates

Strategic loan structuring for tax efficiency

Portfolio expansion strategies and planning

Ongoing support as your portfolio grows

$450M+

In investment property loans settled

300+

Investors helped to build wealth

Expert Guidance

10+ years specializing in investment lending

Fast Approvals

Quick pre-approvals to secure properties

Who This Service Is For

Investment lending works best for those with a strategic approach to wealth building

First-Time Investors

You've built equity in your home and are ready to purchase your first investment property. We'll guide you through structuring your first investment loan correctly from day one.

Portfolio Builders

You own 1-3 properties and want to continue growing your portfolio. We'll help you maximize borrowing capacity and structure loans for sustainable growth.

Sophisticated Investors

You have multiple properties and need complex structuring solutions including trusts, SMSF lending, or cross-collateral strategies to optimize your portfolio.

Our Investment Lending Process

A proven approach to securing the right finance for your investment goals

01

Strategy Session

We discuss your investment goals, current position, and long-term wealth strategy to understand what you're trying to achieve.

02

Structure Design

We design a loan structure that maximizes tax benefits, preserves equity, and sets you up for future portfolio growth.

03

Lender Selection

We compare 40+ lenders to find the best rates and policies for investors, securing pre-approval before you make offers.

04

Settlement & Beyond

We manage the process through to settlement and remain available as your portfolio grows for refinancing and expansion.

Why Choose Us for Investment Lending

We're not just mortgage brokers—we're investment lending specialists

Investor-Focused Expertise

Unlike generalist brokers, we specialize in investment lending and understand the unique challenges investors face.

Strategic Structuring

We design loan structures that maximize tax deductions, protect equity, and enable portfolio growth.

Lender Relationships

Strong relationships with investment-friendly lenders mean better rates and faster approvals for our clients.

Portfolio Perspective

We think beyond the single loan to ensure each decision supports your long-term wealth strategy.

Trust & Entity Structures

Experience with complex structures including family trusts, unit trusts, and SMSF lending arrangements.

Ongoing Partnership

As your portfolio grows, we're here to refinance, restructure, and help you acquire more properties.

What You'll Need

Here's what to prepare for your investment loan application

Financial Documents

  • Recent payslips (2-3 months for PAYG employees)
  • Tax returns (2 years for self-employed)
  • Bank statements (3-6 months)
  • Existing loan statements and rental income evidence
  • Identification (driver's license, passport)

Typical Requirements

  • Minimum 10-20% deposit (depending on lender)
  • Stable income and employment history
  • Good credit history (we can work with some issues)
  • Genuine savings or equity in existing property
  • Capacity to service existing debts plus new loan

Note: Requirements vary by lender and individual circumstances. We'll guide you through exactly what you need based on your situation.

Ready to Grow Your Property Portfolio?

Book a free 30-minute consultation to discuss your investment goals and explore your financing options.