Buying your first home is exciting—and can feel overwhelming. We'll guide you through every step, from understanding your borrowing power to settlement day.
Access available support
Start with 5% deposit
Every step explained
Our service is free
The property market can feel intimidating when you're starting out. How much can you borrow? What deposit do you need? Are you eligible for grants? We answer all these questions and more.
As a first home buyer specialist, we understand the unique challenges you face. We'll help you navigate government schemes, find lenders with low-deposit options, and structure your loan to give you the best possible start as a homeowner.
Purchase Price: $700,000
Deposit (10%): $70,000
Loan Amount: $630,000
LMI with Guarantor: Can be $0
* With eligible schemes like First Home Guarantee, you may only need 5% deposit
Access to 40+ lenders including those with first home buyer benefits
Help accessing government grants and schemes
No broker fees—our service is completely free to you
Ongoing support even after you settle
Minimum deposit with eligible government schemes
First Home Owner Grant available in most states (varies by state)
Helped into their first property over the past 10 years
Take advantage of government support to get into the market sooner
The First Home Guarantee allows eligible first home buyers to purchase a home with as little as 5% deposit, without paying Lenders Mortgage Insurance (LMI).
Most states offer a First Home Owner Grant for buyers purchasing new or substantially renovated homes. Grant amounts vary by state.
Most states offer stamp duty exemptions or concessions for first home buyers, potentially saving tens of thousands of dollars.
If a family member is willing to provide security, you may be able to borrow with a smaller deposit or avoid LMI altogether.
We'll help you navigate all available schemes and ensure you get maximum benefit from government support programs.
We'll guide you through every step of the process
We discuss your goals, assess your borrowing power, and explain all available options and schemes.
Get conditional approval so you know your budget and can make offers with confidence.
Search for your home knowing exactly what you can afford. We're here to answer questions along the way.
Once you find a property, we finalize your approval and guide you through to settlement day.
Here's what to prepare for your first home loan application
Plan your first home purchase with confidence
Book a free consultation to discuss your options, understand your borrowing power, and start your journey to homeownership.